Build calmer money habits.

Cancel unwanted subscriptions fast. Platform-by-platform tutorials plus a tiny hours calculator.

Understand what moves your score, spot common traps, and prep calmly for big applications.

Plan once, cook in batches, and reduce those last-minute food spends that quietly add up.

Clear space with room-by-room checklists, quick wins, and routines that stop clutter coming back.

Set a budget, sanity-check “deals,” and use hours-worked to avoid impulse buys.

Practical frameworks to curb overspending: triggers, friction, pauses, and simple scripts for real life.